TERMS OF SERVICE
Service Terms and Usage Guidelines
These Terms of Service govern your use of Cipherwell's website and services. By accessing or using our services, you agree to be bound by these terms. Please read them carefully before using our services.
Effective date: January 15, 2026
1. Acceptance of Terms
By accessing or using the Cipherwell website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree with any part of these terms, you may not use our services.
These terms constitute a legally binding agreement between you and Cipherwell. We reserve the right to modify these terms at any time, and your continued use of our services after such modifications constitutes acceptance of the updated terms.
2. Acceptable Use Policy
2.1 Permitted Uses
You may use our website and services for the following purposes:
- Browsing information about our accounting services
- Submitting inquiries about our services through the contact form
- Engaging with us to discuss potential service engagements
- Accessing resources and information we make publicly available
2.2 Prohibited Uses
You may not use our website or services to:
- Violate any applicable laws, regulations, or third-party rights
- Transmit any harmful, fraudulent, or malicious content
- Interfere with or disrupt our services or servers
- Attempt unauthorized access to our systems or networks
- Use automated tools to scrape or extract data from our website
- Impersonate another person or entity
- Engage in any form of harassment or abusive behavior
- Distribute spam or unsolicited communications
2.3 Service Access Requirements
To use our services, you must:
- Be at least 18 years of age or the age of majority in your jurisdiction
- Have the legal capacity to enter into binding agreements
- Provide accurate and complete information when requested
- Maintain the confidentiality of any credentials or access information
3. Communications and Inquiries
3.1 Contact Form Submissions
When you submit an inquiry through our contact form:
- You represent that all information provided is accurate and truthful
- You consent to our use of the provided information to respond to your inquiry
- You understand that submissions do not create a client relationship until formal engagement
- We will respond within one business day during normal business hours
3.2 Electronic Communications Consent
By using our services, you consent to receive electronic communications from us. These communications may include responses to inquiries, service updates, and administrative messages. You may opt out of non-essential communications by contacting us.
4. Service Availability and Modifications
4.1 Service Uptime
While we strive to maintain continuous availability of our website, we do not guarantee uninterrupted access. Our services may be temporarily unavailable due to maintenance, updates, technical issues, or circumstances beyond our control. We will make reasonable efforts to minimize disruptions and provide notice of planned maintenance when possible.
4.2 Service Modifications
We reserve the right to modify, suspend, or discontinue any aspect of our website or services at any time, with or without notice. We may also impose limits on certain features or restrict access to parts of our services. We are not liable for any modification, suspension, or discontinuation of services.
4.3 Geographic Availability
While we provide services to organizations worldwide, certain features or services may not be available in all geographic locations. We reserve the right to limit availability based on geographic, legal, or operational considerations.
5. Intellectual Property Rights
5.1 Our Content
All content on the Cipherwell website, including text, graphics, logos, images, and software, is owned by or licensed to Cipherwell and is protected by copyright, trademark, and other intellectual property laws. You may not:
- Copy, modify, or distribute our content without permission
- Use our trademarks, logos, or branding without authorization
- Create derivative works based on our content
- Remove or alter any copyright or proprietary notices
5.2 Limited License
We grant you a limited, non-exclusive, non-transferable license to access and use our website for personal, non-commercial purposes in accordance with these terms. This license does not include any right to download, reproduce, or use our content for commercial purposes.
5.3 User Submissions
When you submit content through our contact form or other communication channels, you grant us a non-exclusive license to use that content for the purpose of responding to your inquiry and improving our services. You retain ownership of any content you submit.
6. Professional Service Terms
6.1 No Client Relationship
Accessing our website or submitting an inquiry does not create a client-professional relationship. A formal engagement letter must be executed before any professional services are provided. Until such engagement occurs, no confidential or privileged relationship exists.
6.2 Service Descriptions
Information about our services is provided for general informational purposes and does not constitute professional advice. Specific service terms, scope, deliverables, and fees will be detailed in individual engagement letters.
6.3 Service Engagement
Each service engagement is subject to separate terms outlined in a written agreement. These website terms do not supersede or modify the terms of any executed service agreement.
7. Disclaimers and Limitations
7.1 Service Disclaimer
Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that our services will be uninterrupted, error-free, or secure.
7.2 Information Accuracy
While we strive to provide accurate and up-to-date information, we make no representations or warranties regarding the completeness, accuracy, reliability, or suitability of any information on our website. Your use of such information is at your own risk.
8. Limitation of Liability
To the fullest extent permitted by law, Cipherwell and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:
- Your use of or inability to use our services
- Any unauthorized access to or use of our servers
- Any interruption or cessation of transmission to or from our services
- Any bugs, viruses, or similar items transmitted through our services
- Any errors or omissions in any content
In jurisdictions where limitation of liability is restricted, our liability is limited to the maximum extent permitted by law.
9. Indemnification
You agree to indemnify, defend, and hold harmless Cipherwell and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of our services, your violation of these terms, or your violation of any rights of another party.
10. Termination
We reserve the right to suspend or terminate your access to our services at any time, with or without cause or notice, for any reason including violation of these terms. Upon termination, your right to use our services will immediately cease. All provisions of these terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, and limitations of liability.
11. Governing Law and Dispute Resolution
11.1 Governing Law
These Terms of Service shall be governed by and construed in accordance with applicable international business law principles. The application of the United Nations Convention on Contracts for the International Sale of Goods is expressly excluded.
11.2 Dispute Resolution
In the event of any dispute arising out of or relating to these terms, the parties agree to first attempt to resolve the dispute through good faith negotiations. If negotiations are unsuccessful, disputes may be resolved through mediation or arbitration as mutually agreed.
12. Miscellaneous Provisions
12.1 Entire Agreement
These Terms of Service, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and Cipherwell regarding your use of our website and services.
12.2 Severability
If any provision of these terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect. The invalid provision will be modified to the minimum extent necessary to make it valid and enforceable.
12.3 Waiver
Our failure to enforce any right or provision of these terms will not constitute a waiver of that right or provision. Any waiver must be in writing and signed by an authorized representative.
12.4 Assignment
You may not assign or transfer these terms or your rights hereunder without our prior written consent. We may assign these terms without restriction.
13. Changes to These Terms
We reserve the right to modify these Terms of Service at any time. When we make material changes, we will update the "Effective date" at the top of this page and may provide additional notice through our website. Your continued use of our services after such changes constitutes acceptance of the modified terms. We encourage you to review these terms periodically.
Questions About These Terms?
If you have questions about these Terms of Service or need clarification on any provisions, please contact us. We are committed to maintaining transparency in our service terms.
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